Debt Recovery & Credit Control

Effective Debt Recovery delivering Consistent and Proven Results Debt Recovery by Qualified Solicitors who have not only heard it all before but, as technical specialists, know just how to deal with anything they haven’t yet heard.

  • Sameday Legal Demands
  • No-nonsense telephone follow-up
  • Tactical advice on recovery and enforcement
  • Effective Credit Control
  • Negotiating Debtor repayment plans
  • See our Dispute Resolution page for further details of our litigation team and the legal recovery routes available.

We understand the importance of cashflow to our clients’ businesses.  We can support you with sameday Legal Demands for immediate payment, followed up with timely chasers to the Debtor to demand payment and/or get to the bottom of any reason for non-payment.

All claims are regularly reviewed by Qualified Solicitors who advise as to the legal options available and how best to recover your debt.  Our Solicitors are Expert Negotiators who know how to overcome any dispute and recover payment.  Finally, in the unlikely event that payment remains outstanding, we will issue the necessary Court Proceedings to force payment from the Debtor.

I cannot recommend Howat Avraam Solicitors highly enough.  Their level of integrity, professionalism and legal/negotiating skills gives us great comfort that our litigation and recovery work is in very safe hands.  Matthew, Niki and their team are a true asset to our business.  

Stuart Parmenter – Credit Manager Lorien Resourcing Limited

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log off icon Examples of our work
Sameday Legal Demands
Debt Recovery needs to happen now, not tomorrow. We offer sameday legal demands, which pack a punch and achieve results for our clients time and time again without the need for...more

further legal intervention.  This get-in get-out quickly approach provides our clients with reliable and seamless credit control support without taking their focus away from their day-to-day business.

Expert Follow-up
We provide timely and effective follow-up through telephone calls and correspondence to increase pressure on the debtor to make payment or get to the bottom of any reason for n...more

on-payment so that we can immediately deal with any alleged “dispute” and force immediate payment from the debtor.

Tactical Legal Review
All claims are regularly reviewed by Qualified Solicitors as to the prospects and most effective way of recovering your debt. There are many choices available to you - we draw on ye...more

ars of experience in making sure you choose the right one first time.

Legal Proceedings
In the unlikely event that payment remains outstanding, our specialist Solicitors have the legal expertise to advise on and issue the necessary Proceedings to force the debtor...more

to make payment.


The more traditional route of issuing County Court or High Court Proceedings is primarily appropriate in situations where a debt is disputed on genuine grounds. Whilst there are many variables, which we detail below, our pricing structure for traditional Court Proceedings (excluding disbursements) is:

Simple case: £5,000 - £10,000 (excluding VAT).
Medium complexity case: £15,000 - £30,000 (excluding VAT).
High complexity case: £30,000 - £80,000 (excluding VAT).

Factors that could make a case more complex:

• The amount of documentation to consider;
• The complexity of the issues and whether they revolve around clear documentation or “he said she said” witness evidence;
• The number of witnesses required to establish your case;
• Whether expert evidence is required; and
• The number of days at trial.


Disbursements are costs related to your matter that are payable to third parties, such as Court fees, counsel or courier / process server charges. We handle the payment of the disbursements on your behalf to ensure a smoother process. These fees are separate to our fees and will be charged in addition to them. Before incurring any disbursements on your behalf, we will first seek your approval.

Key stages

The fees set out above cover all of the work in relation to the following key stages of a claim:

• Taking your initial instructions, reviewing the papers and advising you on merits and likely consequences of pursuing a claim (we shall review such merits throughout the matter, as the legal issues and evidence develops);
• Preparing your claim for issuing;
• Exchanging documents with the other party and agreeing a bundle of documents;
• Taking witness statements, drafting statements and agreeing their content with witnesses;
• Reviewing and advising on the other party's witness statements;
• Exploring settlement and negotiating settlement throughout the process;
• Preparing for (and attending) at interim and final hearings;
• Agreeing a list of issues, a chronology and/or case summary; and
• Preparation and attendance at trial, including instructions to Counsel.

The stages set out above are an indication and, if some of stages above are not required, the fee will be reduced. Likewise, the fees could rise (e.g.) in the event of protracted settlement negotiations. You may wish to handle the claim yourself and only have our advice in relation to some of the stages. This can also be arranged on your individual needs.

How long will this take?

The time that it takes from taking your initial instructions to the final resolution of the matter depends largely on the stage at which the case is resolved. If a settlement is reached following the issuing of Proceedings (i.e. because we have called the debtor’s bluff in issuing), the case is likely to take 4 - 8 weeks. If your claim proceeds to a final trial, your case could take up to 12-18 months, and is dependent on the Court’s availability to hear your claim (often causing the listing of the final trial to be delayed).

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About Us


Business focused

Our values place commercial decisions at the fore. Our clients appreciate us giving straight answers and solutions for their business.

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